Dear ladies, is what our clothes will look like come September 2008. Early this July, runways were filled with gorgeous frocks which featured – yes you guessed it neck embellishments. Some were very dainty and pretty, in satin and lace, some were way out there, with voluminous collars and drapes. At BCBG, Max Azaria, went for soft colors and a bolero-like and baby-doll collared ensembles that chic-ly complemented the prim belted mini-dresses. Gianfranco Ferré went for a soft, wrapped-around-the-…